Every account in one place
Bank, cash, cards and wallets with live balances, in any currency. Spendable money is always one glance away.
Meet Neuro, the AI copilot for your money
Money that finally makes sense.
Track every account, budget, bill and loan in one calm place, then just ask Neuro. It answers in plain language, using your own numbers.
Get it onGoogle PlaySee what's inside
- Free to start
- Works offline
- No bank login needed
- Delete your data any time
- Two-step verification
- Biometric app lock
- AI is opt-in
- Delete in two taps
- Offline-first
Everything in one place
All the tools. None of the clutter.
NeuralSpend replaces the spreadsheet, the notes app and the guesswork with one fast, friendly app.
Budgets that adapt
Set a monthly limit per category, with optional rollover. Get a nudge before you overspend, not a report after.
Goals you can see
Save for a trip, a laptop or a rainy day. Watch each goal fill up and know exactly when you will get there.
Bills on autopilot
Recurring bills and income post themselves, or wait for your confirmation. Upcoming dues never surprise you.
Loans, finally understood
Photograph a loan document and NeuralSpend reads the rate, EMI and tenure. See the true cost and how to pay it off faster.
Statement import
Drop in a bank or card statement and get clean, categorised transactions. Duplicates are caught, and you review before anything saves.
Works offline
Your data lives on your device first. Add expenses on a flight or in a basement and everything syncs when you are back.
Reminders you control
Bill reminders, budget alerts and a weekly summary. Each one has its own switch, and none of them nag.
Meet Neuro
A finance copilot that knows your numbers.
Not a generic chatbot. Neuro looks at your real accounts, budgets and bills before it answers, and it never changes anything without your say-so.
- 1
Ask in plain language
“Can I afford a 20k phone this month?” Neuro checks your balances, bills and budgets, then answers with the numbers.
- 2
Type it, done
Write “240 lunch with Sarah and 120 uber” and Neuro turns it into two tidy, categorised entries for you to confirm.
- 3
Insights only you get
It spots drift in your categories, tight weeks in the month and real wins, from your own history, not generic tips.
9:41●●●
Neuro
your finance copilot
Can I afford a ₹20,000 phone this month?
Checked balances · budgets · upcoming bills
Yes, but only just.
- • Spendable now: ₹48,200
- • Bills due before the 30th: ₹31,500
- • That leaves ₹16,700, and Dining is at 82%.
240 lunch with Sarah, 120 uber
2 entries ready to confirm
LunchDining Out−₹240
UberTransport−₹120
Save bothEdit
Ask Neuro anything
Example conversation with sample figures.
How it works
Up and running in minutes
01
Add your money
Create accounts, then add transactions by hand, by typing a sentence, or by importing a statement.
02
Set your limits
Pick budgets and goals, and let recurring bills and income post on their own schedule.
03
Ask Neuro
Get answers, spot patterns and plan ahead, with every suggestion waiting for your approval.
Privacy and security
Your finances are yours alone.
We built NeuralSpend so you stay in control. Read the plain-language Privacy Policy and Terms any time.
You review everything
AI suggestions are never saved until you confirm them. Neuro can read your data but cannot change it.
AI is opt-in
Neuro is off until you switch it on, and you can switch it off again at any time.
Your data stays yours
We never sell it, show ads or read your contacts or location. Delete your account and your data in two taps.
Locked down
Two-step verification, biometric app lock and per-user access rules, so one account can never see another’s.
Plans
Start free. Upgrade when Neuro becomes a habit.
Every tracking feature is free forever. Plans only add AI credits and the advanced model.
Neural Lite
Everything you need to run your money, free.
Free
No card needed
- 50 AI credits every month
- Up to 30 AI requests a day
- Fast model for quick answers
- Every tracking feature, with no limits
Most popular
Neural Pro
For people who ask Neuro something every day.
₹1,490/ year
Works out to ₹124 a month
- 600 AI credits every month
- Up to 80 AI requests a day
- Advanced model for deep analysis
- Every tracking feature, with no limits
Neural Max
Heavy users, document importers, power planners.
₹3,490/ year
Works out to ₹291 a month
- 2,000 AI credits every month
- Up to 150 AI requests a day
- Advanced model for deep analysis
- Every tracking feature, with no limits
Paid plans are billed through Google Play and renew automatically until you cancel in Google Play. You keep your plan until the end of the period you paid for. Prices are shown in your local currency in the app before you buy.
FAQ
Questions, answered
Is NeuralSpend a bank, or does it move my money?
No. NeuralSpend is a record-keeping and insight tool. It never holds, moves or pays money, and it does not ask for your bank login. You add transactions yourself or import statements you choose to upload.
What does Neuro actually see?
Only when you turn AI on, and only what is needed to answer you: your question plus the relevant transactions, accounts or the document you uploaded. It is sent to OpenAI’s API, which by its terms does not train on API data, and we have not opted in to training.
Is the AI advice reliable?
Neuro is a helpful assistant, not a financial adviser. It can occasionally misread a document or mis-categorise a row, which is why nothing is saved until you check and confirm it.
What happens if I run out of AI credits?
Everything except AI keeps working as normal. Credits reset every month, and you can upgrade at any time if you want more.
How do I cancel a paid plan?
Open Google Play, go to Payments & subscriptions, and cancel. You keep your plan until the end of the period you paid for, then you move back to Neural Lite. Your data is never deleted.
Can I delete my account and data?
Yes. In the app go to Profile → Delete account. Your profile, records and uploads are removed. If you have a paid plan, cancel it in Google Play first, because deleting an account does not cancel a subscription.
Which devices does it run on?
Android first, through Google Play. Other platforms will follow once the Android release has settled in.
Take control of your money, starting today.
Free to start, private by design, and a friendly robot is waiting to help.
Get it onGoogle Play